Privacy Policy

1. Our Core Privacy Philosophy

At Fintof, we protect your personal and financial details. We operate under a simple, absolute rule: we do not collect, view, or store your financial calculations, inputs, or outputs.

Because Fintof requires no login, registration, or email verification to access its utility calculators, you can model your salaries, investments, and GST liability with absolute anonymity.

2. Pure Client-Side Computations

Every calculation, dynamic chart shift, and breakdown schedule runs purely in your device's browser memory (client-side) using high-performance JavaScript.

• No Server-Side Transfer: When you input numbers into our sliders or input boxes, that data is never sent to our backend servers. It remains isolated on your device.
• Temporary Storage: Calculations are cleared the moment you close the browser tab or hit refresh.

3. Cookies and Analytics

Like most modern websites, Fintof utilizes cookies to understand how visitors interact with our content and tools. Cookies are small text files stored locally on your hard drive. We use cookies for the following limited purposes:

• Google Analytics: We use Google Analytics to monitor aggregated user volume, popular search phrases, and page performance. This helps us decide which calculators deserve enhancements. Google Analytics collects anonymized IP data and does not associate it with personal identities.
• Google AdSense: Fintof is funded through partner advertising placements. Google AdSense utilizes double-click cookies to serve contextual ads based on previous website interactions. You can manage or disable personal ad targeting within your Google Ads Settings or by using universal browser privacy controls.

4. Browser Local Storage usage

Some calculators on Fintof (such as the GST Invoice Generator) utilize your browser's local storage (LocalStorage) to store draft details. This allows you to close a tab and return later to find your invoice draft intact. Since this storage resides physically on your hard drive, it is entirely under your control, and you can clear it at any time through your browser's settings under "Clear Cookies and Site Data."

5. Third-Party Links

Our guides and comparisons may contain links to official Indian government sites (such as the Income Tax Department e-filing portal or the CBIC GST portal) for statutory reference. Fintof holds no control over and assumes no liability for the privacy behaviors of third-party external networks.