Compliance Guidelines

Terms of Service

Agreement Status: Active

1. Acceptance of Terms

By visiting and using the Fintof financial utility platform (located at fintof.com and related pages), you acknowledge and agree to abide by these Terms of Service. If you do not agree to these terms, please discontinue using our tools and guides immediately.

2. Informational and Educational Use Only

Fintof is a financial utility website that provides interactive mathematical calculators, scenario simulation charts, and descriptive editorial guides.

⚠️ IMPORTANT STATUTORY STATEMENT: Fintof does not provide official tax preparation, financial, accounting, legal, or investment advice. Every output, growth projection, HRA exemption amount, and regime tax projection is purely an estimate. You must consult certified Chartered Accountants (CAs) or financial advisors before making actual tax filings or investments.

3. User Responsibilities & Prohibited Misuse

When using our calculators and static utilities, you agree to:

Use the tools only for personal, non-commercial, informational purposes.
Refrain from scraping, reverse-engineering, or copying our proprietary client-side calculation script files or styling assets for resale.
Avoid injecting malicious requests, DDoS vectors, or script tags into our search query fields.

4. Content and Intellectual Property

All styling frameworks, Satoshi typography integrations, logo markers, custom JavaScript calculator algorithms, and guide copy published on Fintof are the exclusive property of Fintof and protected by copyright laws. You are permitted to share calculations and download A4 PDF calculation reports for personal, commercial documentation.

5. Limitation of Liability

Fintof and its developers make no express or implied guarantees regarding the accuracy, completeness, or stability of the formulas, tax regimes, or compound projections. Tax laws are subject to updates (such as the Union Budget schedules). Under no circumstances will Fintof be held liable for actual financial deficits, regulatory penalties, or tax filing inaccuracies incurred by users.

6. Governing Law

These terms shall be governed and interpreted in accordance with the laws of India. For any legal inquiries, support requests, or license issues, please reach out to us at contactcricone@gmail.com.